Savings and Checking

Effective as of 12/1/20191

APY*

Regular Savings

0.10%​

Non-Interest Savings

N/A​

Regular Checking

$300 minimum to earn rate. No longer offered. Existing accounts only.

0.05%​

Non-Interest Checking

No longer offered. Existing accounts only.

N/A

Holiday Savings

$10 minimum to earn rate.

0.75%​

IRA (Traditional, Roth & Rollover)

$10 minimum to open; no minimum to earn rate.

0.50%​

Coverdell Educational Savings (formerly Education IRA)

$10 minimum to open; no minimum to earn rate.

0.50%​

Money Market Savings - $50,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.40%​

Money Market Savings - $100,000 minimum to earn rate

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.60%​

Second Savings

$10 minimum to open; no minimum to earn rate.

0.10%​

Aloha Rewards Checking

Effective as of 12/1/20191

APY*

Aloha Points

1 reward point for every $2 signature-based debit card purchase. No minimum balance; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

N/A

Aloha Cash Back

3% cash back on debit card purchases. Maximum $9 cash back per month. No minimum balance; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

N/A​

Aloha Advantage Rate: Balances to $10,000

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

2.75%​

Aloha Advantage Rate: Balances over $10,000 to $25,000

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.05%​

Aloha Advantage Rate: Balances over $25,000 to $50,000

Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.05%​

Aloha Advantage Rate: Balances over $50,000

Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.05%​

Aloha Advantage Rate: If Monthly Requirements Are Not Met

No minimum balance to earn rate; Monthly Requirements** are Online eStatement, 12 debit card transactions, 1 electronic (ACH) deposit or withdrawal and log in to Online or Mobile Banking at least once two days before the end of each month.

0.05%​

Aloha Rewards Money Market Savings

Effective as of 12/1/20191

APY*

< $5,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.10%​

< $10,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

0.10%​

< $20,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.00%​

< $50,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.00%​

< $100,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.50%​

< $250,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.75%​

Balances over $250,000

Aloha Rewards Checking Account Required; Aloha Rewards Checking Monthly Requirements must be met in order to receive tiered balance rate.

1.75%​

If Monthly Requirements Are Not Met

Aloha Rewards Checking Account Required.

0.10%​

KalaRewards Checking

Effective as of 12/1/20191

APY*

Balances Up to $50,000 w/ an Aloha Pacific FCU HELOC

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum APFCU HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.50%​

Balances Up to $50,000 w/o an Aloha Pacific FCU HELOC

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum APFCU HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.25%​

Balances Over $50,000

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum APFCU HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.05%​

Monthly Requirements Not Met

No longer offered. Existing accounts only. No minimum to earn rate; $10,000 minimum APFCU HELOC balance for highest rate; Monthly Requirements** are Online eStatement, 10 debit card transactions & 1 direct deposit / ACH.

0.05%​

Certificates

Earn more money by investing a lump sum for a select period of time.

Effective as of 12/1/20191

APY*

6-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.00%​

12-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.30%​

18-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.30%​

24-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

36-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

48-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

60-month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.50%​

Personal Fee Schedule

The rates, fees, and forms applicable to your account at the credit union are provided in this Rate & Fee Schedule. The credit union may offer other rates for those accounts from time to time.

ACCOUNT RATES DISCLOSURE:

[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. See branch for more information about applicable fees & terms.
*Accounts quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.